Business Owner’s Policy (BOP) combines two very vital business insurance coverages: business property and business liability. These coverages are combined into one convenient policy;
In addition, you have the opportunity to purchase optional coverages allowing you to tailor a policy that meets the unique needs of your business, today and as it evolves.
Business Property insurance is broken down into protecting the property your business owns, leases, or rents, including things like buildings, equipment, inventory, furniture and fixtures. In addition it provides coverage for damaged computers and media as well as loss of accounts receivable records. Business liability insurance covers your business in an event that your business is responsible for causing harm to a person and/or damage to property.